Jharkhand cabinet has given approval to Abua Swasthya Suraksha Yojana on 28 June 2024. Under this scheme, the state govt. will provide health insurance benefits to people who are deprived of the central govt's Ayushman Bharat Yojana. Read this article till the end to know Abua Swasthya Suraksha Scheme apply online process, eligibility, objectives and other aspects regarding the scheme.
About Jharkhand Abua Swasthya Suraksha Yojana 2024-25
Ayushman Bharat / PM Jan Arogya Yojana + Abua Swasthya Suraksha Yojana would run parallely to benefit Jharkhand residents. Under the new healthcare scheme in Jharkhand, around 33.44 lakh people in the state will get health insurance coverage upto Rs. 15 lakh. The main objective is to ensure that no poor household is deprived of healthcare services. In short, all those poor ones who are not covered under Ayushman Bharat will get health insurance under Abua Swasthya Suraksha Yojna.
Benefits of Abua Swasthya Suraksha Yojana in Jharkhand
Abua Swasthya Suraksha Yojana, an initiative by the Government of Jharkhand, aims to provide accessible and affordable healthcare to lakhs of state residents. Here are some key benefits:-- Universal Health Coverage: Abua Swasthya Suraksha aims to provide health coverage to 33.44 lakh people, making it one of the largest state government-funded healthcare programs.
- Financial Protection: The scheme provides financial protection to families from high medical expenses. It offers health insurance coverage up to INR 15 lakh per family per year for secondary and tertiary care hospitalization.
- Access to Quality Healthcare: Beneficiaries can access a wide range of healthcare services, including pre-hospitalization, post-hospitalization, diagnostics, and medications.
- Empanelled Hospitals: A vast network of public and private hospitals would be empanelled under Abua Swasthya Suraksha Yojana, ensuring that beneficiaries have access to quality healthcare facilities across the state.
- Cashless and Paperless: The scheme shall operate on a cashless and paperless basis at the point of service. This reduces out-of-pocket expenses for beneficiaries and simplifies the process of availing healthcare services.
- Reduction in Healthcare Inequities: The scheme aims to reduce healthcare inequities by targeting the economically vulnerable population, ensuring that they receive the necessary medical attention without financial strain. Those poor people who are deprived of central govt's Ayushman Bharat Yojana would be included in Abua Swasthya Suraksha Scheme.
Eligibility Criteria for Abua Swasthya Suraksha Scheme in Jharkhand
- Applicant must be a permanent resident of Jharkhand state.
- People living Below Poverty Line (BPL) are eligible.
- Those poor people who are deprived of Ayushman Bharat benefits are eligible.
- Ration Card is a necessary document to avail scheme benefits.
List of Documents Required for Abua Swasthya Suraksha Yojana
- Aadhar Card
- Ration Card
- Email ID
- Mobile Number
- Bank Passbook
- Recent Passport Size Photographs
How to Apply Online for Abua Swasthya Suraksha Yojana
Just like Ayushman Bharat Yojana, Abua health scheme is an entitlement based scheme. All those poor people across the state who possess ration card of Jharkhand would automatically get included in Abua Swasthya Suraksha Yojana. The govt. already has data of poor people who are not covered under Ayushman Bharat-PM Jan Arogya Yojana. Each poor resident of Jharkhand state will now get health insurance benefit of Rs. 15 lakh per year. There is no need to apply separately for this scheme.
Short Brief on Rs. 15 Lakh Healthcare Scheme in Jharkhand
| Name of Scheme | Abua Swasthya Suraksha Yojana |
| State | Jharkhand |
| Date of Cabinet Approval | 28 June 2024 |
| Benefit | Rs. 15 lakh health insurance coverage |
| Major beneficiaries | Poor People who are deprived of Ayushman Bharat Yojana benefits |
| Number of beneficiaries | 33.44 lakh |
| Official Website | To Launch Soon |
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Jharkhand