Safal Odisha Gov In portal registration 2024 and login process starts at safal.odisha.gov.in. Safal full form is Simplified Application for Agricultural Loans in Odisha. Farmers / Agri Entrepreneurs can check how to apply for bank loan product, process flow, track application status. Also check features, advantages of this Safal Odisha common credit portal, generate / download DPR.
Safal in Odisha Budget 2024-25
On 8th February 2024, Finance Minister presented Odisha Budget 2024-25. While presenting the budget, FM said "Odisha is the 1st State in the country to launch a dedicated web portal for agricultural credit - Simplified Application for Agricultural Loans (SAFAL) which consists of 300 plus products of around 40 plus Nationalised and Private Sector Banks in a single window making it a boon for the credit seeking farm entrepreneurs to have a very informative and interactive interface for availing credit".Safal Odisha Gov In Portal Registration 2024
If you are an existing Krushak Odisha user, you can directly log in to the credit portal following the login procedure. If you are an agri-preneur, Select Register and click on agri-preneur, Enter the aadhar number, Name, email id, and phone number and then click on verify button to the right of the phone number. Enter the OTP received on the phone number and click on the register button. You will receive an SMS/E-mail notification stating you have been successfully registered on the credit portal. Here is the complete process:-- First of all, go to official website of Simplified Application for Agricultural Loans at https://safal.odisha.gov.in/website/home
- Once you reach homepage, click "Register Now" button or https://safal.odisha.gov.in/website/Newregister
- Then Safal Odisha Portal Registration page will get displayed.
- Enter aadhar number, name, mobile number, email ID and click "Register" button to complete Safal portal registration process.
Approval Process after Application Submission
- Once the applicant submits the application, it is received by the branch manager.
- Based on the levels in the hierarchy of a bank, the application is marked up to the higher level banks and banking officials.
- The application can be reverted, sanctioned or rejected.
Safal Odisha Portal Login
- First of all, go to official website of Simplified Application for Agricultural Loans at https://safal.odisha.gov.in/website/home
- Once you reach homepage, scroll down "Login" button. Then you will see 2 options - "Farmer / Agri Entrepreneur" and "Officer Login".
- If you select 1st option or https://safal.odisha.gov.in/website/login, then Farmer / Agri Entrepreneur login page will open.
- If you select 2nd option or https://safal.odisha.gov.in/admin/, then Officer Login page will open.
- Enter user ID, password and click "Login" button to make Safal portal admin login.
How to Make Login at Odisha Safal Portal
- Existing Krushak Odisha user login: Please enter the aadhar number or phone number (registered on Krushak Odisha), enter the OTP received and click on login.
- Agri-preneur login: Please enter your registered phone number, enter the OTP received and click on login.
- Bank/Department: Please enter your username and password to log in to your account.
Track Application Status at Safal Portal
- First of all, go to official website of Simplified Application for Agricultural Loans at https://safal.odisha.gov.in/website/home
- Once you reach homepage, go to "Check Your Application Status" section.
- Enter application reference number which you got after submitting the application and click at "Check Status" button to track Safal application status.
- SMS alerts will also be sent to you at each step of the application after submission.
About safal.odisha.gov.in Portal
Success in modern farming depends on a proper combination of money, management, and marketing which are primarily driven by credit. The basic role of credit in Agriculture and allied sectors is to provide capital to acquire any kind of productive assets, land, machinery, etc making credit quintessential for farmers and agri-preneurs for setting up or expanding their practices.The Common Credit Portal is a one-stop solution for farmers and agri-preneurs to avail formal sector credit from public sector banks, private sector banks, regional rural banks, Odisha State Cooperative Bank and small finance banks. Through the common credit portal, the farmers and agri-preneurs can access 50+ loan products offered by 20+ banks. They can apply for the loan online, track the submitted loan application and receive regular notifications on their application process.
Features of Common Credit Portal
- Online Application: User-facing web portal and mobile app to apply for and process the loan products offered by 20+ banks in the agriculture and allied sector. Relevant information such as guidelines, and model DPRs for all loan products are available on the platform.
- Status Tracking: Applicants can track the real-time status of their applications on the portal or the app using their mobile number. They can know at what bank-level their application is and who is responsible for processing the next stage of their application.
- Proactive Status Notification: Applicants also get notifications via SMS and/or E-mail as their application is reverted, sanctioned or rejected at each stage. They are also informed about any activity that needs to be undertaken at their end.
- Online Application Processing: End-to-end processing of applications is enabled online on the web portal and mobile app for each bank level.
- Common Portal: The credit portal is a single portal for accessing all bank loan products available for farmers and agri-preneurs across agriculture and allied services.
Advantages of Safal Portal for Farmers
- Easier loan application process
- Better visibility on the type of loan products offered by banks
- Ability to prepare quality DPRs by referring to model DPRs available on the portal
- Handholding support by the govt to loan-seeking farmers and agri- entrepreneurs
Advantages of Safal Odisha Portal for Banks
- Access to a large pool of loan seekers
- Better quality applications because of the provision of model DPRs to farmers
- Visibility of the status of loan applications from the branch to the headquarter level
- No need for manually digitising sanctioned applications into the Core Banking System
- Access to the independently calculated Agri-credit score of the loan seeker.
Banks Offering Loan Products
- Angul DCCB
- Aska CCB
- Axis Bank
- Balasore Bhadrak CCB
- Bandhan Bank
- Bank of Baroda
- Bank of India
- Bank of Maharashtra
- Banki CCB
- Berhampur CCB
- Bhawanipatna CCB
- Bolangir DCCB
- Boudh CCB
- Canara Bank
- Central Bank of India
- Cuttack CCB
- DCB Bank
- ESAF Small Finance Bank
- Federal Bank
- HDFC Bank
- ICICI Bank
- IDBI Bank
- Indian Bank
- Indian Overseas Bank
- Keonjhar CCB
- Khorda CCB
- Koraput CCB
- Mayurbhanj CCB
- Nayagarh CCB
- Odisha Gramya Bank
- Punjab & Sind Bank
- Punjab National Bank
- Sambalpur DCCB
- State Bank of India
- Sundargarh CCB
- UCO Bank
- Union Bank
- United Puri Nimapara CCB
- Utkal Gramin Bank
Farmers and Agri-entrepreneurs can view and apply to 300+ Agriculture & Allied Sector loans on SAFAL portal. Apply Now for Bank Loan Products - https://safal.odisha.gov.in/website/home/loan-product. Once you select the Bank and the bank loan product, post clicking on ‘Apply’ you will be redirected to the form which can be filled by you in order to apply for the loan.
Detailed Project Reports (DPRs)
A detailed project report (DPR) is a blueprint of a project with an extensive and elaborative outline of a project, which includes essential information such as the resources and tasks to be carried out in order to make the project turn a success. Components included in a DPR are profit and loss statements, cash flow statements, bank loan repayment break-up, etc. Check DPR's at https://safal.odisha.gov.in/website/home/dprHow to Download DPR
- On the home screen, click on the DPR tab at the homepage.
- On the landing page, select Directorate and the Sector and click on Submit
- The required DPR will appear on the screen, click on Download Sample DPR to access the file
Generate DPR
- After logging in, click on the DPR button > Generate DPR
- On the landing page, the DPR input form appears, enter the relevant details and click on submit
- Detailed Project Report will be generated. It can be downloaded and accessed from the My DPR section
How to Apply for a Loan
- After logging in click on the Bank loan products tab and then select the district, block and bank in which you want to apply.
- Click anywhere on the Bank logo in which you wish to apply
- Subsequently, click on the apply button against the relevant bank loan product you want to apply for
- You can also click on the view details buttons to know more about the bank loan product
- How to Apply - https://safal.odisha.gov.in/website/home/howtoapply
- You can also save the application as a draft and you can continue the application whenever you click on the apply button for that bank loan product again.
Process Flow for Simplified Application for Agricultural Loans
- Register / Login into the Safal Portal - If you are registered on Krushak Odisha, login using your aadhar number. If you are an agri-entrepreneur, enter aadhar number, name, email ID and phone number to register. Login using your mobile number.
- Choose Preferred Bank - Filter using the district, block and bank name. Click on bank name to view loan products offered by that bank.
- Select the Preferred Loan Product - The list of loan products offered by chosen bank appears, click on apply for loan button to fillout application form.
- Fill the Loan Application Form - Enter branch name, project type, sector and other relevant details.
- Upload DPR and other documents - Upload the identity proof, detailed project report etc. as per the needs of the application.
- Submit application - Review the application, give a declaration for details entered and click on "Submit".
Support email id - krushak@odisha.gov.in
Tags
Odisha